Your home is probably your biggest and most significant investment. It is important that you thoughtfully assess the risks and values involved, and take time to ensure that you have sufficient coverage to protect your house, your family and your belongings.

As your local insurance provider, we understand that every home is different. Our expert advisors take the time to get to know you and your insurance coverage needs and build the best customized policy to match your home.

Key features and benefits of Home Insurance:-

Fire and Smoke

Security for your home and belongings if they are damaged or destroyed in a fire.

Bad Weather

Major weather events are becoming more frequent, more severe and less predictable. Get covered for damage from wind storms and find out if you’re eligible for Flood coverage.

Crime and Vandalism

Make sure you’re covered if anything is damaged or taken from your home due to theft.

Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

Water Damage

You’re covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

Specialty Items

Provides protection for important personal items like jewellery, watches, bikes, computers and cameras. Some items are subject to special limits of coverage like bikes, up to $2,000.

Extra Bylaws

If you suffer damage to an older home, we provide coverage in case you have to rebuild to current by-law standards.

Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs.